CFP® Continuing Education

his course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry.

This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kids of insurance, their after effects and different sub forms of these insurance policies.

LEARNING OBJECTIVES:

• Understand the mechanics of Life Insurance, its need and importance.
• Understand the application process.
• Understand the policy clauses.
• Differentiate between the various types of insurance companies.
• Understand the concepts of Whole Life Insurance, Joint Life Insurance etc.
• Identify the various types of Permanent Insurance.
• Compare Term and Permanent Insurance.
• Distinguish between various Policy Variations.
• Learn the mechanics of filing claims, receipt of proceeds.
• Understand the need for, and the mechanics of, Insurance Underwriting.

TOPICS COVERED:

• Introduction
• Lesson 1: LIFE INSURANCE
• Lesson 2: HEALTH INSURANCE
• Lesson 3: LONG-TERM CARE INSURANCE
• Lesson 4: DISABILITY INSURANCE

REGULATORY REQUIREMENT:

Please see the state/regulatory requirement from the course catalog page.

SEAT TIME:

This course has been approved for 4 hours.

TESTING:

Final Exam: You will be required to pass the final exam with a 70% in order to receive course credit.

COURSE COMPLETION:

Upon successful completion of this course you will be able to print your certificate online.

ABOUT THE SUBJECT MATTER EXPERT:

EMMERT C. DAUGARD, M.A. CLU ChFC HIA MHP PAHM RHU REBC LIC

SUMMARY:

An accomplished speaker/trainer who has developed and taught many public insurance continuing education courses. Since 1988, designed and taught courses to over 25,000 insurance professionals. Held the insurance positions of agent/broker, manager, and corporate senior vice-president. Licensed for over 20 years in both property/casualty and life/health.

EXPERIENCE:

• Director, Center for Continuing Education, Austin, Texas
• Manager/Senior Vice–President, Sales/Marketing, Sheshunoff & Company, Austin, Texas
• Vice President, Sales, Hawkeye Insurance Services, Des Moines, Iowa
• District Manager, Farmers Insurance Group, California & Iowa

EDUCATION and LICENSES:

• Master of Arts, Business and Administration, Columbia Pacific University
• Bachelor of Science, Mankato State University
• Chartered Life Underwriter & Chartered Financial Counselor Designations
• Registered Health Underwriter & Registered Employee Benefits Counselor Designations
• Managed Healthcare Professional & Health Insurance Associate Designations
• Associate in Insurance Claims
• Professional, Academy of Healthcare Management
• Currently Enrolled in Certified Employee Benefits Specialist Program, Wharton Business School
• Holds insurance licenses for Life, Property/Casualty, MGA, All-lines Adjuster, and Life Insurance Counselor.